Terms of Service

Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of Fundnavero and any related services we operate. By accessing or using the site you agree to be bound by these Terms; if you do not agree, please do not use the site. We may update these Terms from time to time, and continued use of the site after the changes take effect constitutes acceptance of the updated Terms.

Use of the Service

You agree to use Fundnavero only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the site. Prohibited behavior includes scraping content at a rate that disrupts service, attempting to circumvent access controls, uploading malicious code, harassing other users (if interactive features are provided), and using the site for any commercial purpose without our prior written consent.

Should you create an account on Fundnavero, you accept responsibility for keeping your credentials confidential and for all activity associated with your account. Notify us immediately of any unauthorized use. We reserve the right to suspend or terminate access for security reasons or for breach of these Terms.

Intellectual Property

All original content published on Fundnavero — including articles, headlines, photographs commissioned or licensed by us, illustrations, logos, design, and the underlying source code of the website — is the property of Fundnavero or our licensors and is protected by copyright, trademark, and other intellectual-property laws. You may view, share, and link to our content for personal, non-commercial purposes. Republishing, copying, mirroring, or commercial redistribution requires our prior written permission.

User Submissions

By submitting content to Fundnavero (tips, corrections, letters, photographs, etc.) you grant us permission to use that content editorially, including reproducing, editing, and adapting it for publication. You retain ownership of your submission, but you confirm that you have the legal right to share it with us and that publishing it would not infringe anyone else's rights.

Newsletter and Email Communications

Newsletter and email communications from Fundnavero are opt-in. When you subscribe, you may choose to receive editorial roundups, breaking-news alerts, or other categories we offer at the time. Every email we send includes a one-click unsubscribe link, and unsubscribing applies to all future mailings unless you re-subscribe through a new opt-in.

Third-Party Links and Sources

Articles on Fundnavero routinely link out to the original outlets, primary sources, and other reference material that informed the reporting. We are not responsible for the content, accuracy, or privacy practices of these external sites. Visiting them is at your own discretion, subject to their respective terms.

Disclaimer of Warranties

Fundnavero is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising from course of dealing or usage of trade. Editorial reporting is fact-checked but is not financial, legal, medical, or other professional advice and should not be relied on as such.

Limitation of Liability

Except where prohibited by law, Fundnavero is not liable for indirect or consequential damages — including lost profits, lost data, or business interruption — that result from your use of the site. Our aggregate liability is limited to the greater of one hundred US dollars (USD 100) or the amount you paid us in the previous twelve months.

Indemnification

You agree to indemnify, defend, and hold harmless Fundnavero, its operators, employees, and contractors from any claim, loss, liability, demand, or expense (including reasonable attorneys' fees) arising out of (a) your breach of these Terms, (b) your violation of any law or third-party right, or (c) your misuse of the site. We will provide reasonable cooperation in defending such claims at your expense.

Suspension and Termination

Either party may terminate this agreement at any time: by you, simply by discontinuing use of Fundnavero; by us, by suspending or restricting your access for any reason we consider appropriate. The provisions of these Terms that should reasonably survive — intellectual property, disclaimers, liability caps, indemnification, governing law — survive any termination.

Governing Law and Disputes

Disputes arising out of these Terms or your use of Fundnavero are governed by the laws of the jurisdiction in which Fundnavero's operator is located, excluding its conflict-of-law rules. You agree that any legal action shall be brought in the competent courts of that jurisdiction, subject to any mandatory consumer-protection rights provided to you by the laws of your home country.

Changes to These Terms and How to Reach Us

These Terms may be updated periodically. The version on this page is always the version in force, and the "Last updated" date shows when it took effect. Material changes are announced ahead of time where practical. To ask a question or raise a concern about these Terms, please contact us via the Contact form linked in the footer of Fundnavero.